Protect your business with pay-as-you-go workers’ comp insurance.
Workers' comp is a form of insurance that protects you and your employees in case of on-the-job injuries. Employers are protected against potential lawsuits and employees receive medical coverage and wage replacement benefits.
1. Learn state requirements
Most states require workers’ comp insurance—in some cases, you’ll purchase directly from the state. Find my state.
2. Set up payroll
Already have a QuickBooks payroll solution? You’re all set. Need QuickBooks payroll? Learn more here.
3. Get a quote
Complete this simple form and our broker, AP Intego, will contact you within one business day to discuss your plan options.
4. Pick a plan
AP Intego will help you link your pay-as-you-go workers’ comp to your QuickBooks payroll solution. You pay only what’s needed, whenever you run payroll.
Getting started is easy.
Already use QuickBooks Payroll?
Automate workers’ comp premiums right from QuickBooks payroll so you never miss a deadline. Fill out this form to receive a quote.
New to QuickBooks Payroll?
Start a quote for workers' comp today while you learn more about QuickBooks Payroll.
Looking to switch to QuickBooks Payroll?
Our trusted broker, AP Intego, can help you find the best solution for your business when you call (866) 210-3661.
5 reasons to choose the Workers’ Comp Payment Service.
- Pay as you go, so you can free up valuable cash flow.
- No guesswork or estimates on annual payroll.
- Accurate calculations minimize risk of penalties.
- Premium payments are automatic, so you’ll never miss a deadline.
- We compare options so you get the best value for your business.
Your service changed my life. No more down payments and paperwork due every year. Paying workers' comp with each payroll is seamless. I definitely love the service.
Jarbas Godoy, The Dog from Ipanema
Ease of payments, no surprises at the end of the year. Pay As You Go is the way to go.
Ivy Lanier, J's Total Service, Inc.
I love the sheer convenience of being able to do payroll and not having to worry about being over or under at the end of the policy period. Pay As You Go workers' comp is awesome!
Callie Bruce, BCT of Central Florida
My clients love the convenience of having workers' comp payments based on each payroll run, thus making audits less likely to result in additional premium payments.
Debi Crilly, On The Books, LLC
Frequently asked questions
What is workers' comp insurance?
Workers' compensation insurance is coverage to protect yourself as an employer from the financial risk of one of your employees being injured on the job. This insurance covers not only the employee's medical bills but often times, lost wages and legal expenses associated with the specific case.
What type of losses does workers' comp cover?
Injuries or loss of limbs, repetitive motion injuries, work site accidents, medical treatment, rehabilitation needed so workers can return to work, lost wages (up to two-thirds of the employee’s salary), death, and liability insurance for the company for lawsuits filed by injured employees.
Who is required to have workers' comp?
All employers (except those in Texas) are required by law to have workers’ comp for their employees.
As an employer, where do I get workers' comp for my employees?
Four states require that you get your workers' comp insurance directly from the state: North Dakota, Ohio, Washington, and Wyoming. In all other states, you can go to the state for workers' comp insurance or get it through a private insurance provider. Intuit partners with an insurance broker, AP Intego, to help Intuit Payroll customers find workers' comp.
How much does workers' comp cost?
Your workers' comp policy is unique to your business and depends on many different factors. These include your industry, amount you pay your employees, number of employees, where your employees work, and what they do every day.
If you use the Workers' Comp Payment Service to pay workers’ comp, Intuit may add a $5 monthly fee to your payroll bill
What are my options for paying for workers' comp?
1) Traditional workers’ comp. This kind of plan requires that you estimate your payroll for the coming year—a premium is then calculated based on this information and you pay a large portion of this premium up front.
2) Pay-as-you-go (Workers' Comp Payment Service). This kind of plan lets you send your premium payments to your workers’ comp carrier based on your actual payroll info—no guesswork needed! Intuit believes pay-as-you-go is better for small businesses, as this improves cash flow compared to single annual payments.
What are the penalties for not having workers' comp?
There are severe consequences for businesses that don't have workes' comp insurance. These consequences include (but are not limited to) heavy fines, exposure to lawsuits, and forced closure of your business.
If you need a new workers' comp policy, we partner with our trusted insurance broker, AP Intego to get you a quote.
1. If you like our quote, we’ll sync your workers' comp policy to your Intuit Payroll.
2. You run payroll as usual.
3. Intuit Workers' Comp Payment Service automatically pays your workers' comp premiums every pay period based on your actual payroll data. You never pay too much, too little, or get a late fee for forgetting to send a payment.
Once I submit my information for a quote, when will I hear from you?
In one business day, AP Intego will contact you.
Can I switch to the Intuit Workers' Comp Payment Service and stay on my current workers' comp policy?
Maybe. If you have an existing workers' comp policy that's near renewal or that you want to keep as-is, call your insurance agent. You can also call AP Intego at 866.210.3661 (8am-6pm Eastern, Monday-Friday) to discuss your options.
Is there a fee for the Intuit Workers' Comp Payment Service?
Yes. We usually add $5 to your Intuit Payroll bill. This $5 monthly fee is non-refundable.
Do I pay any fees?
Only a modest $5 monthly fee for use of the QuickBooks Workers' Compensation Payment Service, regardless of how many employees or size of payroll. This non-refundable fee will be seamlessly added to your invoice from Intuit and is separate from any premium charged for the workers' comp insurance policy by AP Intego Insurance Group. There is no additional charge if you are an Assisted Payroll customer or Full Service Payroll customer. The Workers' Compensation Payment Service is not available during any trial period of your payroll product, if offered. The Workers' Compensation Service requires a paid Intuit payroll subscription.
The information on this website is provided to you by Intuit Insurance Services, Inc. (License #0H27264), a licensed insurance agency and an affiliate of Intuit Inc. to provide you with important insurance information. IIS is an authorized broker and is partnered with AP Intego (License #0E81367).
Intuit Insurance Services is owned and operated by Intuit Inc. All other trademarks and logos used herein are registered trademarks of their respective owners and are used with permission. Intuit Insurance Services is paid a royalty fee by AP Intego in connection with the Workers' Compensation Payment Service described herein.